 | |  | Typical 16.9% APR (variable) |  | No annual fee |  | Introductory rate of 0% p.a. on balance transfers and retail transactions, fixed for 6 months from the date your account is opened |  | Up to 59 days interest free credit on all purchases when you pay your monthly balance in full and on time |  | Direct Debit Facility |  | Free additional card member |
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