 | |  | Typical 14.9% APR (variable) |  | No annual fee |  | Introductory rate of 0% p.a. on balance transfers and retail transactions, fixed for 6 months from the date your account is opened |  | Up to 59 days interest free on purchases when you pay your balance on full and on time each month |  | Direct Debit Facility |  | Free additional card member |
|
| |
| |